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Help>Refunds & Insurance>Can I purchase injury insurance with the Affirm payment plan?
Updated Nov 5, 2026
Yes. Spot Injury Insurance can be purchased with the Affirm payment plan.
Your credit card issuer may charge additional transaction and/or conversion fees for purchases made in foreign currency.
*US: For a limited time, 0% APR plans are available for those who qualify. Regular rates are from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. For licenses and disclosures, see affirm.com/licenses.
*Canada: Rates from 10-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Minimum purchase and down payment may be required. For example, an $800 purchase could be 12 monthly payments of $72.21 at 15% APR for total repayment of $866.48 (credit charges of $66.48). Visit helpcenter.affirm.ca for more information.