If you’re injured while using your pass, Spot’s $0-deductible Injury Insurance helps cover eligible out-of-pocket medical expenses—like emergency transport, ER visits, physical therapy, and even deductibles and copays. No primary health insurance is required.

Coverage details and eligibility vary. Non-U.S. residents should visit Spot’s site for eligibility information. Coverage for Mountain Biking is available to U.S. residents only.